Your Information
Your Tax Summary
Enter your information and click Calculate to see your results.
How Federal Income Tax Works
The United States uses a progressive tax system, meaning your income is taxed in layers called brackets. Only the income within each bracket is taxed at that bracket's rate — not your entire income.
2025 Federal Tax Brackets (Single)
| Rate | Income Range |
|---|---|
| 10% | $0 – $11,925 |
| 12% | $11,926 – $48,475 |
| 22% | $48,476 – $103,350 |
| 24% | $103,351 – $197,300 |
| 32% | $197,301 – $250,525 |
| 35% | $250,526 – $626,350 |
| 37% | $626,351+ |
Effective vs. Marginal Tax Rate
Your marginal tax rate is the rate on your last dollar of income. Your effective tax rate is the actual percentage of your total income that goes to federal tax. For most people, the effective rate is significantly lower than the marginal rate.
Standard Deduction for 2025
- Single: $15,000
- Married Filing Jointly: $30,000
- Head of Household: $22,500
This calculator provides estimates for educational purposes. For tax advice, consult a qualified tax professional or visit IRS.gov.